avoids/fixes a potential security issue: as the returned object is passed directly to Pydantic, if the returned object was a subclass of the `response_model` (e.g. you return a `UserInDB` that inherits from `User` but contains extra fields, like `hashed_password`, and `User` is used in the `response_model`), it would still pass the validation (because `UserInDB` is a subclass of `User`) and the object would be returned as-is, including the `hashed_password`. To fix this, the declared `response_model`...

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