if (heldCertificate != null) {
      val chain = arrayOfNulls<Certificate>(1 + intermediates.size)
      chain[0] = heldCertificate.certificate
      intermediates.copyInto(chain, 1)
      keyStore.setKeyEntry("private", heldCertificate.keyPair.private, password, chain)
    }

    val factory = KeyManagerFactory.getInstance(KeyManagerFactory.getDefaultAlgorithm())
    factory.init(keyStore, password)