// Check for service account first
		store.loadUser(ctx, accessKey, svcUser, newCache.iamUsersMap)

		svc, found := newCache.iamUsersMap[accessKey]
		if found {
			// Load parent user and mapped policies.
			if store.getUsersSysType() == MinIOUsersSysType {
				err = store.loadUser(ctx, svc.Credentials.ParentUser, regUser, newCache.iamUsersMap)
				// NOTE: we are not worried about loading errors from policies.

				if users[index].Credentials.AccessKey != "" {
					userName := path.Dir(regUsersList[index])
					cache.iamUsersMap[userName] = users[index]
				}
			}

			regUsersList = regUsersList[count:]
		}

		if took := time.Since(regUsersLoadStartTime); took > maxIAMLoadOpTime {
			actualLoaded := len(cache.iamUsersMap)
			logger.Info("Reg. users load took %.2fs (for %d items with %d expired items)", took.Seconds(),