}
		if tls.Mode == networking.ClientTLSSettings_DISABLE || tls.Mode == networking.ClientTLSSettings_ISTIO_MUTUAL {
			return false
		}
		return tls.CaCertificates == "" && tls.CredentialName == "" && !tls.InsecureSkipVerify.GetValue()
	}
	checkSNI := func(tls *networking.ClientTLSSettings) bool {
		if tls == nil {
			return false
		}