connOpts = append(connOpts, nats.UserCredentials(n.UserCredentials))
	}
	if n.Token != "" {
		connOpts = append(connOpts, nats.Token(n.Token))
	}
	if n.NKeySeed != "" {
		nkeyOpt, err := nats.NkeyOptionFromSeed(n.NKeySeed)
		if err != nil {
			return nil, err
		}
		connOpts = append(connOpts, nkeyOpt)
	}
	if n.Secure || n.TLS && n.TLSSkipVerify {
		connOpts = append(connOpts, nats.Secure(nil))