If you are paying for 3 servers but you are using only a little bit of their RAM and CPU, you are probably **wasting money** 💸, and probably **wasting server electric power** 🌎, etc.

In that case, it could be better to have only 2 servers and use a higher percentage of their resources (CPU, memory, disk, network bandwidth, etc).

The user of your API (an external developer) will create an invoice in your API with a POST request.

Then your API will (let's imagine):

* Send the invoice to some customer of the external developer.
* Collect the money.
* Send a notification back to the API user (the external developer).
    * This will be done by sending a POST request (from *your API*) to some *external API* provided by that external developer (this is the "callback").