func (cred Credentials) IsServiceAccount() bool {
	_, ok := cred.Claims[iamPolicyClaimNameSA]
	return cred.ParentUser != "" && ok
}

// IsImpliedPolicy - returns if the policy is implied via ParentUser or not.
func (cred Credentials) IsImpliedPolicy() bool {
	if cred.IsServiceAccount() {
		return cred.Claims[iamPolicyClaimNameSA] == "inherited-policy"
	}
	return false
}

			Description:   svc.Description,
			ParentUser:    svc.ParentUser,
			Name:          svc.Name,
			AccountStatus: svc.Status,
			AccessKey:     svc.AccessKey,
			ImpliedPolicy: svc.IsImpliedPolicy(),
			Expiration:    &expiryTime,
		})
	}

	listResp := madmin.ListServiceAccountsResp{
		Accounts: serviceAccountList,
	}

	data, err := json.Marshal(listResp)
	if err != nil {