return auth.Credentials{}, time.Time{}, err
		}
	}
	cred, err := auth.CreateNewCredentialsWithMetadata(accessKey, secretKey, m, secretKey)
	if err != nil {
		return auth.Credentials{}, time.Time{}, err
	}
	cred.ParentUser = parentUser
	cred.Groups = groups
	cred.Status = string(auth.AccountOn)
	cred.Name = opts.name
	cred.Description = opts.description

	if opts.expiration != nil {