// non-empty session tokens.
		if (!cred.IsServiceAccount() && !cred.IsTemp()) ||
			cred.SessionToken == "" {
			continue
		}

		var (
			err    error
			claims *jwt.MapClaims
		)

		if cred.IsServiceAccount() {
			claims, err = getClaimsFromTokenWithSecret(cred.SessionToken, cred.SecretKey)
		} else if cred.IsTemp() {
			var secretKey string
			secretKey, err = getTokenSigningKey()

		if ui.Credentials.IsTemp() {
			return nil, errAuthentication
		}
		if subtle.ConstantTimeCompare([]byte(ui.Credentials.SecretKey), pass) != 1 {
			return nil, errAuthentication
		}
	}

	copts := map[string]string{
		"AccessKey": ui.Credentials.AccessKey,
		"SecretKey": ui.Credentials.SecretKey,
	}
	if ui.Credentials.IsTemp() {
		copts["SessionToken"] = ui.Credentials.SessionToken

		if err != nil {
			return updatedAt, addedOrRemoved, effectivePolicies, err
		}
	} else {
		var isTemp bool
		isTemp, _, err = sys.IsTempUser(userOrGroup)
		if err != nil && err != errNoSuchUser {
			return updatedAt, addedOrRemoved, effectivePolicies, err
		}
		if isTemp {
			err = errIAMActionNotAllowed
			return updatedAt, addedOrRemoved, effectivePolicies, err
		}

				replLogOnceIf(ctx,
					fmt.Errorf("Unable to heal service account from peer site %s -> %s : %w", latestPeerName, peerName, err),
					fmt.Sprintf("heal-user-%s", user))
			}
			continue
		}
		if creds.IsTemp() && !creds.IsExpired() {
			var parentPolicy string
			u, err := globalIAMSys.GetUserInfo(ctx, creds.ParentUser)
			if err != nil {
				// Parent may be "virtual" (for ldap, oidc, client tls auth,