* <p>
     * <strong>Note:</strong> This method loads the entire file into memory.
     * For files larger than {@value #MAX_BUF_SIZE} bytes (10MB), an
     * {@link IORuntimeException} will be thrown to prevent OutOfMemoryError.
     * For large files, use streaming APIs instead.
     * </p>
     *
     * @param file
     *            The file. Must not be {@literal null}.