if _, found = newCache.iamPolicyDocsMap[policy]; !found {
				// NOTE: we are not worried about loading errors from policies.
				store.loadPolicyDocWithRetry(ctx, policy, newCache.iamPolicyDocsMap, 3)
			}
		}

		pols, _ = newCache.iamSTSPolicyMap.Load(stsUserCred.Credentials.AccessKey)
		for _, policy := range pols.toSlice() {
			if _, found = newCache.iamPolicyDocsMap[policy]; !found {

			return
		}

		break
	}

	cache := sys.store.lock()
	setDefaultCannedPolicies(cache.iamPolicyDocsMap)
	sys.store.unlock()

	// Load IAM data from storage.
	for {
		if err := sys.Load(retryCtx, true); err != nil {
			if configRetriableErrors(err) {