return updatedAt, errIAMActionNotAllowed
	}

	uinfo := newUserIdentity(auth.Credentials{
		AccessKey: accessKey,
		SecretKey: cred.SecretKey,
		Status: func() string {
			switch string(status) {
			case string(madmin.AccountEnabled), string(auth.AccountOn):
				return auth.AccountOn
			}
			return auth.AccountOff
		}(),
	})