}

	if token == "" && cred.IsTemp() && !cred.IsServiceAccount() {
		// Temporary credentials should always have x-amz-security-token
		return nil, ErrInvalidToken
	}

	if token != "" && !cred.IsTemp() {
		// x-amz-security-token should not present for static credentials.
		return nil, ErrInvalidToken
	}

			Creds:           mcreds,
			Secure:          globalIsTLS,
			Transport:       tr,
			TrailingHeaders: true,
		})
	}

	// ok == true - at this point

	if ui.Credentials.IsTemp() {
		// Temporary credentials are not allowed.
		return nil, errAuthentication
	}

	return minio.New(driver.endpoint, &minio.Options{

		if ui.Credentials.IsTemp() {
			return nil, errAuthentication
		}
		if subtle.ConstantTimeCompare([]byte(ui.Credentials.SecretKey), pass) != 1 {
			return nil, errAuthentication
		}
	}

	copts := map[string]string{
		"AccessKey": ui.Credentials.AccessKey,
		"SecretKey": ui.Credentials.SecretKey,
	}
	if ui.Credentials.IsTemp() {
		copts["SessionToken"] = ui.Credentials.SessionToken

	// account or STS account):
	requestorUser := cred.AccessKey
	requestorParentUser := cred.AccessKey
	requestorGroups := cred.Groups
	requestorIsDerivedCredential := false
	if cred.IsServiceAccount() || cred.IsTemp() {
		requestorParentUser = cred.ParentUser
		requestorIsDerivedCredential = true
	}

	// Check if we are creating svc account for request sender.

		return nil
	}
	if u.Credentials.AccessKey == "" {
		u.Credentials.AccessKey = user
	}
	if u.Credentials.SessionToken != "" {
		jwtClaims, err := extractJWTClaims(u)
		if err != nil {
			if u.Credentials.IsTemp() {
				// We should delete such that the client can re-request
				// for the expiring credentials.
				deleteKeyEtcd(ctx, ies.client, getUserIdentityPath(user, userType))

	}

	if u.Credentials.AccessKey == "" {
		u.Credentials.AccessKey = user
	}

	if u.Credentials.SessionToken != "" {
		jwtClaims, err := extractJWTClaims(u)
		if err != nil {
			if u.Credentials.IsTemp() {
				// We should delete such that the client can re-request
				// for the expiring credentials.
				iamOS.deleteIAMConfig(ctx, getUserIdentityPath(user, userType))

	if s3Err != ErrNone {
		return auth.Credentials{}, s3Err
	}

	// Temporary credentials or Service accounts cannot generate further temporary credentials.
	if user.IsTemp() || user.IsServiceAccount() {
		return auth.Credentials{}, ErrAccessDenied
	}

	// Session tokens are not allowed in STS AssumeRole requests.
	if getSessionToken(r) != "" {