if s3Err != ErrNone {
		return cred, false, s3Err
	}
	cred.Claims = claims

	owner := cred.AccessKey == globalActiveCred.AccessKey || (cred.ParentUser == globalActiveCred.AccessKey && cred.AccessKey != siteReplicatorSvcAcc)
	if owner && !globalAPIConfig.permitRootAccess() {
		// We disable root access and its service accounts if asked for.
		return cred, owner, ErrAccessKeyDisabled
	}