* @return The SAML user.
     */
    public SamlUser getUser() {
        return new SamlUser(nameId, sessionIndex, nameIdFormat, nameidNameQualifier, nameidSPNameQualifier, getDefaultGroupsAsArray(),
                getDefaultRolesAsArray());
    }

    /**
     * Gets the default groups as an array.
     * @return The default groups as an array.
     */
    protected String[] getDefaultGroupsAsArray() {